Being in the mortgage industry since 1991 – I started out in processing and became a manager over a section of the processing and closing department for a retail mortgage center.
I have great knowledge with the automated underwriting systems, processing, and closing along with the entire loan origination process. This is very important with today’s customers, whether they are buyers, sellers or realtors. With the real estate industry constantly changing programs, guidelines, or rates – you need a loan officer with a great deal of professional experience with regards to all of these changes and the entire mortgage process. I am very hands on, loans are not turned over to an assembly line of different people; it is myself and my processing team that are located in my office.
My promise is to make the mortgage transaction process a great experience giving our borrowers the best program to fit their needs along with the best rate available! Guild Mortgage Company is one of the top 10 mortgage companies in the Country listed in the Mortgage Executive Magazine Rankings for 2014.
Loan types: Conventional, Jumbo, FHA, VA, USDA Rural Housing, Texas Veterans Landboard, Cash Out, Investment Property, Down Payment Assistance/Bond Programs.
On personal note I am a happily married mother of 5 wonderful children whom range from 12 to 24 years; one of my sons is a US Marine and a son-n-law who is US Army, both are active duty. I have two precious grandchildren whom are 5 & 7 that have me wrapped around their little fingers. I love spending time with my family and friends and truly enjoy helping people.
Vanessa Zmolik NMLS # 373756
Guild Mortgage Company NMLS 3274
(972) 878-2224 Off / (972) 878-2225 Fax
NMLS #3274 / Branch NMLS # 393949
Branch Mgr / RMLO
101 NW Main St, Ennis TX 75119
100 Plaza Dr, Suite 500, Red Oak, TX 75154
311 Ferris Ave, Waxahachie, TX 75165
108 S. Beaton St., Corsicana, TX 75110